6 Earning and Spending

Earning & Spending is the ability to manage both short-term and long-term financial needs. Definitions of financial wellness stress the importance of striking a balance between planning for immediate needs while also taking into account long-term goals. It is the ongoing practice of striking a balance between living responsibly today and planning wisely for tomorrow. The focus is not just on creating a plan, but on enabling oneself to make decisions to manage a plan over time.